We'll let you in on a little secret. You can use the equity in your home loan to pop a bit of extra dough in your pocket. And this could get you closer to some flash new wheels, dabbling in a few home renovations or consolidating your debts.

So apply now to top up your home loan. It's a great way to keep your loan in one place. Plus, you'll avoid pesky application fees⁺ and enjoy a swift settlement. Easy as pie.

And by topping up your home loan, you can avoid high-interest credit cards and personal loans.

big 4 average unsecured fixed personal loan.

Work out your extra repayments here
and let's get this show on the road.

*Interest rates are current as at and are subject to change. Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.

#Comparison Rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^Average is calculated by adding the interest rates of the four major banks and dividing by four. Rates sourced from bank web sites on 7/7/15 and subject to change. Doesn’t take into account any special rate offers, discounts, fees or rewards programs. The average credit card interest rate is on purchases only and uses the purchase rate that applies after the expiry of any promotional 0% interest periods that some of the four major banks offer.

+Note, valuation fees may apply and stamp duty may be payable in New South Wales. Lender's Mortgage Insurance may be payable if your top up amount takes your loan balance to more than 80% of the value of your security property.

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